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Northbank Money

Modern digital bank and fintech landing with security, features, plans and a download CTA.

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Accounts

Pick the account that suits you

Switch in a few taps. We’ll move your direct debits and balance for you.

PersonalJointBusiness

Standard

Everyday banking, free.

£0

/month

  • Free debit card
  • Fee-free FX up to £500/mo
  • Savings pots
Open account

Plus

Popular

For frequent travellers.

£4

/month

  • Unlimited fee-free FX
  • Worldwide travel insurance
  • Priority support
Open account

Metal

The full experience.

£14

/month

  • Metal card
  • Airport lounge passes
  • Up to 2% cashback
Open account
Fees at a glance

No hidden fees. Ever.

Every charge we make, on a single page.

See the full fee schedule

Fee-free FX

At the real mid-market rate, up to £500 a month

0%

Savings pots

Variable, paid daily and added monthly

4.2% AER

ATM withdrawals

Free up to £200 every 30 days

£0

Faster Payments

To any UK bank account, 24/7

Free

Personal loans

£1,000 to £25,000, representative rate

6.9% APR

Frequently asked questions

Can’t find an answer? Get in touch.

Is my money safe?

Yes. Deposits are protected up to £85,000 by the Financial Services Compensation Scheme.

How fast can I open an account?

Most people are verified and ready to spend in under five minutes.

Are there any hidden fees?

Never. Our full fee schedule fits on a single page.

Northbank is a digital banking service. Your deposits are protected up to £85,000.

Product

  • Current account
  • Savings pots
  • Cards
  • Loans
  • Business

Support

  • Help centre
  • Fees and limits
  • Report a lost card
  • Security

Northbank is a digital banking service provided by Northbank Ltd, authorised by the Prudential Regulation Authority. Eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme. Loans are subject to status. Representative 6.9% APR.

Northbank

© 2026 Northbank. All rights reserved.