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Northbank Money

Modern digital bank and fintech landing with security, features, plans and a download CTA.

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Banking, rebuilt

Money that moves as fast as you do

Spend, save and send across borders with zero hidden fees, all from one beautifully simple app.

4.8 on the App Store · 4.7 on Google Play · FSCS protected

•••• •••• •••• 4821

AISHA RAHMAN

09/29

Total balance

£12,480.55

+£240.00 this month

Streamflix

Today, 09:41

−£10.99

Corner Roasters

Yesterday

−£4.60

Salary · Brightpath

Fri, 08:00

+£3,200.00

Payment received

Salary · +£3,200.00

FSCS protected

Deposits covered up to £85,000.

Biometric login

Face and fingerprint, every time.

256-bit encryption

Bank-grade, end to end.

Instant alerts

Every payment, as it happens.

Why Northbank

Everything your money needs

A current account, savings pots, cards and loans in one place.

•••• •••• •••• 4821

VIRTUAL · ONLINE SHOPPING

Instant virtual cards

Create a card in seconds, freeze it with a tap and set limits for every merchant.

4.2% AER

Smart savings pots

Round up spare change and earn interest every day.

150+

Fee-free FX

Spend in 150 currencies at the real exchange rate.

Spending insights

Automatic categories, monthly budgets and gentle nudges keep you in control without a spreadsheet.

6.9% APR

Flexible loans

Borrow £1,000 to £25,000 with a decision in minutes.

Joint and business spaces

Share a space with family or run your company finances alongside your own.

Rates & fees

Transparent by design

Our full fee schedule fits on one page. No small print, no surprise charges.

Download the fee schedule

Fee-free FX

At the real mid-market rate, up to £500 a month

0%

Savings pots

Variable, paid daily and added monthly

4.2% AER

ATM withdrawals

Free up to £200 every 30 days

£0

Faster Payments

To any UK bank account, 24/7

Free

Personal loans

£1,000 to £25,000, representative rate

6.9% APR

People switch for the simplicity

★★★★★

“I closed my old bank the same week. Northbank is the first banking app that doesn’t feel like homework.”

Aisha Rahman

Product designer, London

★★★★★

“Paying suppliers abroad used to cost me a fortune in fees. Now it costs nothing, and it lands in minutes.”

Jonas Weber

Founder, Weber Ceramics

★★★★★

“Savings pots changed how we budget as a couple. We hit our deposit target four months early.”

Maya & Luca Ferrari

First-time buyers, Bristol

Bank from anywhere

Download the app for iOS and Android and open an account in under five minutes.

Scan with your camera or search "Northbank".

Northbank is a digital banking service. Your deposits are protected up to £85,000.

Product

  • Current account
  • Savings pots
  • Cards
  • Loans
  • Business

Support

  • Help centre
  • Fees and limits
  • Report a lost card
  • Security

Northbank is a digital banking service provided by Northbank Ltd, authorised by the Prudential Regulation Authority. Eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme. Loans are subject to status. Representative 6.9% APR.

Northbank

© 2026 Northbank. All rights reserved.